ABOUT MY SELF .

Assalamualaikum , the name given Muhammad Hifzhan bin Ibrahim Mukhtar. I am a student Polytechnic Seberang Perai in Semester 1 . I feel very grateful to Allah swt for the opportunity to enter the Polytechnic Seberang Perai and study here . I take costs are costs that are very interesting to learn, namely Islamic banking and finance diplomas . Not forgetting to thank my family for a lot of support and encouragement , especially in education. I love my mother. Thank you mom , along , sister, alang and all my family who 's support me . Lastly, I hope that my efforts do not in vain. Amiin.

MY EXPECTATION ABOUT MY PROGRAMME .

Assalamualaikum to all......
As you know, i’m a student of diploma finance and islamic banking …so as a Muslim student, i’m looking forward to know more and learn about this course…Islamic finance has developed into a solid industry that complements conventional banking, only a fraction of the available liquidity is actually invested in the sector, (2 per cent of global banking assets) though it does offer great potential and further growth prospects (is growing more than 20 per cent annually.) Some of the most active countries in Islamic finance (Saudi Arabia and the UAE for example) represent the highest level of liquidity in today’s global market, a market hungry for liquidity.

On the other hand, out of the 1.6 billion Muslims in the world, only 14 per cent use traditional banks, compared to 92 per cent of US households and 95 per cent UK, and a large number might find Islamic finance as an attractive option for their savings and/or financial needs.

Islamic finance can offer some food for thought in the financial crisis. For example, the industry was less effected by the crisis because its intrinsic features help the stabilization of credit growth, promote an asset-based investment, foster economic productive transactions and thus a reduction of systemic risk, and for the most part help to have a balanced leverage.

In general, the principles of avoiding speculation and fostering instead the real economy provide interesting insight on how to avoid some of the causes of financial crisis.

In short, the market for Islamic finance has developed itself as a serious alternative for conventional banking and covers a wide product range, experiencing state of the art education- and research regarding the Islamic Finance Industry is interesting for international students.A deeper knowledge of Islamic finance can improve the competitiveness of MBA students on the international financial market stage – for their personal career possibilities and also in shaping a new financial order that is in the coming.

Graduates will not only be qualified to pursue careers within Islamic financial Institutions and regulatory agencies, but also with multinational investment banks as experts in their fields. Modern employers are willing to pay a premium for graduates with expertise in this growing field, and graduates will stand to significantly increase their earnings..Thats it….Some may said that its quite hard to find a job relating to this course, but i’m pretty sure that there are everywhere as long you’re a hardworking man not a lazybones.. 

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MY INTEREST :)

Assalamualaikum to all my readers :) 

Hye ,  i am Muhammad Hifzhan bin  Ibrahim Mukhtar. I am a student of Polytechnic Seberang Perai in Semester 1. I enjoy to stay here because i have a lot of friends and a happening lecterur who teach me. I hope i can continue my study at here until I get a title of graduates . In shaa Allah, aamin :)

First of all I would like to tell a little bit about my hobby or interest . I love reading comics , comic detective conan among them , as much as we can learn through this comic . Among them, the stories are very interesting investigation my attention . Additionally, comic detective conan can also infused with the story of their friendship . One example , Conan always be with his friends when his friends are in trouble and her friends also Author detective conan comic story is the Japanese who named Gosho Aoyama . The stories are written very interesting to read. Besides that I also love to eat, my favorite food example is pizza and burgers, as they say in person , western food , which certainly has a lot of calories ... hehe .... but at the same time a lot of nutrients contained in it eg burger , it is a balanced diet for us because there are vegetables, bread and also has a high protein soybean in meat burgers.

My favourite food .

My favourite comic :D

My favourite food:)